Invoice Finance

INVOICE FINANCE IS A POWERFUL BUSINESS TOOL

INVOICE FINANCE
IS A POWERFUL
BUSINESS TOOL

Invoice Finance makes it easy to maintain positive business cashflow and access working capital, without relying on personal assets as security.

Invoices owed to your business are an asset. Like any asset, they can be used to unlock cashflow, allowing you to capitalise on your business opportunities.

Invoice finance works well for growing companies, as the financing facility scales with the value of invoices you issue. In contrast, bank overdrafts or loans are typically limited to set amounts and don’t scale with your growth.

HOW DOES
IT WORK?

full service factoring

The process

IS SIMPLE

Your business issues an invoice to your debtor for $1000, which
they will pay in 60 or 90 days.

For that payment, you upload the invoice to Lock
Finance. We make up to 90% of the invoice value ($900) available
to you to use as working capital.

Your debtor pays the full $1000 invoice to Lock Finance.

We release the remaining 10% (less our charges) to you.

GET STARTED NOW →

the process

is simple

Your business issues an invoice to your debtor for $1000, which they will pay in 60 or 90 days.

For that payment, you issue a duplicate invoice and send it to Lock Finance. We make up to 90% of the invoice value ($900) available to you to use as working capital.

Your debtor pays the full $1000 invoice to Lock Finance.

We release the remaining 10% (less our charges) to you.